CBR Credit scores used for mortgage, auto and credit card lending

GuestUser567

18 July 2019 11:38:33

GuestUser567

18 July 2019 11:38:33

Hello All,

Does anyone have an idea of the CBR Credit scores used for mortgage, auto and credit card lending?

How we can get it for Belgium?

Thanks in advance.

phipiemar

VIP Member

Member since 01 May 2013

Comblain-au-Pont, Wallonia

phipiemar

18 July 2019 11:48:10

4733

phipiemar

18 July 2019 11:48:10

4733

Comblain-au-Pont, Wallonia

Hello,

Each bank uses his own. But the usual basic conditions are
- one third of the salary is considered usable for credits
- the salary must be paid into a Belgian bank account
- the employer must have a Belgian address
- you must be a Belgian resident

Then upon acceptance of your credit application, the bank automatically registers you on the files of the Belgian national bank. If you do something stupid, automatically all Belgian banks and credit agencies are aware ...

GuestUser567

18 July 2019 11:58:44

GuestUser567

18 July 2019 11:58:44

Hello,

But we don't get a salary in Belgium Bank account instead of its in travel card.

How can I get the report then and it's needed

Thanks in advance.