Hi...need Ur advise on my expenses.
M planning to move to KL with my wife.
Package: 21.5K MYR per month
My wife: PhD Chemistry, fresher.
Me: 10 yrs experience in AIRCONDITIONERS industry.
Targets: staying for 5+ yrs; planning to start family there. Want to save max, keeping my living standards normal
Queries:
1) how much will be my in hand, if I don't opt for any EPF.
2) Can I manage my expenses within 10k per month, including travelling, medical emergency, halfyearly trip to home, festive expenses.
3) what are the chances for my wife to find a job there?
4) want to plan a kid there. How much will my expenses increase?
5) I wish to save at least 9800 MYR a month. Is this possible? If nt, how much will I be able to save?
Will really appreciate if u can answer my queries point wise.
It will be of great great great help.
Thanks
Vivek Baghel