Hi,
I moved to Leiden last month to join my Dutch partner before all the Brexit chaos begins. I registered with the municipality, got my BSN, and a bank account. Then I tried to get health insurance and ran in to some issues.
I am employed in the UK and am lucky enough to be able to work remotely which is what I am currently doing. I still pay my tax and national insurance in the UK but am resident in NL.
When I tried to get insurance in NL I was told by the company (Zilveren Kruis) that it was not possible because I am a UK tax payer and I am insured over there. When I contacted the NHS, I was informed that I need to get health insurance in NL and that I would not be covered by the NHS in NL. I have since submitted an insurance assessment form to the SVB to see if they can let me know how to proceed. I've been told that the process could take 8+ weeks.
In the meantime, the NHS have pointed me to their guidance which states that I must let them know within 3 months of leaving the UK that I have moved abroad, and that I will then be deregistered. I am concerned that I will soon not have access to healthcare, either in NL or the UK.
Does anyone have experience with a similar situation? Or know of companies that offer affordable healthcare in NL for people in my situation?
The NHS and UK tax authority (HMRC) told me over the phone that I haven't done anything wrong, I just seem to fall into a grey area regarding healthcare coverage because my job hasn't posted me overseas, it was my choice to relocate. Until recently the NHS provided S1 certificates of insurance for people in my situation but this has now been stopped (they would not give me an explanation for the change). They told me to ask the SVB to get form SO40 from HMRC to prove my eligibility for Dutch health insurance. I have no idea what this form is and have not been able to get any information from anyone (online or otherwise) about it. Even the person at the NHS who told me about it didn't know what it was, but I included the information on my SVB insurance assessment form. I'm currently feeling concerned and confused.
Any advice would be much appreciated.