I initiated a transfer from my US bank to Vietcombank using transferwise. After issues with the swift code (bank provided it with a space) and getting that resolved, it took several days and nothing happened. I called transferwise in US and was told that the transaction was being "examined". And that they do this at random to check various transfers. And that if more info was needed, I would be contacted. So a day and a half later I get a notice they need a copy of my passport photo page and after three or four attempts at shooting it using their form and the camera in my laptop success. They also had a couple of questions about what the funds were for. Two days later I get another email saying that they needed to know what the transfer was for and what the recepient was going to do with the email. Now this is getting a little annoying so I answer the questions and also give them a call in the US. Seems it's up to some "examining committee" to decide and there is nothing that can be done. In short, has anyone else had issues like this or is this just my bad luck?