Health insurance

calvacheherewecome

New member

Member since 29 April 2018

Rincón, Rincon

calvacheherewecome

04 June 2018 23:54:34

calvacheherewecome

04 June 2018 23:54:34

Rincón, Rincon

As a resident of PR, are health insurance offerings the same as in the states? We currently use the exchange, which seems to change year to year. I know the whole system is ever-changing. Who knows what will be available next year?!

ReyP

ViP

Member since 09 May 2015

Ceiba

ReyP

05 June 2018 03:05:16

5509

ReyP

05 June 2018 03:05:16

5509

Ceiba

NO, insurance is similar but not the same. PR does noot have Obama care and most PR insurance only covers you in PR.
There are several insurance companies but the most populars with Expats are SSS (Triple S) and MCS, In that Order.

Health insurance
Triple S https://www.ssspr.com/SSSPortal Tel. (787) 774-6060
1-877-357-9777 (Toll Free)

MCS health insurance
https://www.mcs.com.pr/es/Paginas/default.aspx

ReyP

ViP

Member since 09 May 2015

Ceiba

ReyP

05 June 2018 03:11:30

5509

ReyP

05 June 2018 03:11:30

5509

Ceiba

Health Care is around 40% cheaper than in the US. Some say 40-60.
Some people pay out of pocket instead of getting insurance because a lot of doctors visits are about the saame cost as you pay in co-pay with insurance. Now that is a risk because you could be in an accident or develop something major, so it is a risk.

If you make little money, you may qualify for "My Salud", it is a program similar to medicaid.

If you are over 65 you have Medicare and can get into a Medicare Advantage program for little or no money that covers more than standard medicare.