Health insurance for Expats

You can purchase local hospitalization cover once you get your immigration passes in your passports. So good idea to buy travel insurance to cover the gap.

The companies have different policy terms and if there are pre-existing conditions there may be a waiting period or a complete non-insurable status. You choose yourself the level of reimbursable coverage you want to pay for.

But it is only hospitalization coverage so visits to GP etc. are not covered - so vaccination even if done at a pediatrician at a hospital will mean you paying the cost yourself. https://www.imoney.my/medical-insurance

Buy your insurance direct from the company as their premiums include 10% add on to pay agents. So if you do it yourself, you get the 10% deducted from  your premium.....