Unpaid Loan and Exit from KSA

Dear Readers,

Please provide with the confirmed status of the subject query that i have. As an expat, i was working in a financial co and when things were stable i took loan which was around SR 120,000. Successfully i was able to pay till i reach a balance of SR 78,000/-. However as an expat life is highly uncertain, my Management suddenly decided to sack few employees without giving any chance to negotiate. I have been unemployed for 2 months now and just to brief i have to pay monthly SR 3000 as Installment. Having said this, on the other hand for 2 months i have been trying to get another job but so far all efforts went in vain. Had i continued with the same job or get another job with nominal salary package, i am still willing to pay off the loan but situation is running out of my hand as time is slipping.

Now my previous employer has given me time till mid of Dec to either opt for transfer to another co or go on exit. Considering the current market scenario, it is difficult to grab an opportunity.

I have already checked with my HR and he said loan will not have an impact of me going on exit. On the other hand, End of Service will help in reducing loan balance to SR 50,000 approximately.

My Question is will be as follows:
1 - Will there be a problem at airport related to immigration?
2 - If i travel to any GCC Country in future will that be a problem (even if it is a transit)?
3 - What impact will such due loan have when i immigrate to maybe New Zealand / Australia / USA?
4 - Will i be contacted in my home country to collect the balance amount?

Kindly answer the above with detailed response as it will give me some sigh of relief.
Regards,