This is a question i can not seem to get an answer on. My father and i are USA citizens but we live in Budapest. Full time no plans of ever living in USA again. We have credit cards from usa but i do want to get one for here in Hungary. I can not seem to find info on how to do that? Hell i honestly can not see how a USA citizen gets a credit care in ANY EU country! I would think it would be possible?
We do not have an address in the usa anymore we just lived in a rented apartment that like anywhere even if we were still in FL once you leave you leave. So there is no half living or any options like that.
How has other expats from USA gotten credit cards in Hungary or EU? I do not mean a debit card linked to a bank account i think that is not too exotic i understand that, i am talking a credit card. I mean if you live in Hungary do you just forget about this?
The one info i could find was with American Express and i do have one of their cards but Hungary is not a country they deal with for whatever reason. They told me if i lived in a different country like a eurozone one like Germany or moved to UK then they could transfer and issue one for there but not Hungary.
Then i did see several that would of worked but they only would issue to UK residents. Oh well they did link me to a bank they said would do it but then i talked to the guy at that bank and he said it was in Australia and said with some treaty or agreement that Australia has with Hungary from taking in Hungarians after 1956 many Australian Visa, Mastercard etc will issue accounts to "someone living full time in Hungary" but i would have to sign a paper saying i am a Hungarian. Well i told him i am an usa citizen that lives in Hungary he then said "oh it is not legal but in Australia they never check, if so just say you did not know or you had a headache and did not read the fine print". I declined! He then said that "many people in Hungary do this, it is not a big deal! If you are caught all that happens is Australia will tell Hungary to cancel my residence permit in Hungary and force me to have a work permit to pay up whatever charges i made on the cards in pay deductions at a job in Australia!" Crazy and NOT something i would ever do! I had like 3 other banks in Australia say this same thing! I do not know why any one usa or hungarian would do this but whatever.
So that is not want i am talking about in case any one in Hungary has done that! he hee.