Retiring in Brazil

Very true, I don’t have Expat insurance. I have a Brazilian company called UniMed which is top notch. Plus I have a healthcare coordinator that arranges same day appointments (usually within a few hours) with specialists if necessary and any hospital paperwork that is required.

CraigF :

Very true, I don’t have Expat insurance. I have a Brazilian company called UniMed which is top notch. Plus I have a healthcare coordinator that arranges same day appointments (usually within a few hours) with specialists if necessary and any hospital paperwork that is required.

UniMed has a very good reputation in many parts of the country, but unfortunately,  not here in Amazonas; these things seem to be pretty regional.  We've about decided on Amil as the "least bad" for us; the expat insurance and SUS should see us through the exclusion period. 🤞

Yeah, they are great! No problems at all and we have had a few ER visits since we've been here.

Wish I could use my VA benefits, but it is the pay as you go and pray they pay you back. Which, I had to pay 3 medical bills when I was active duty because they refused to pay. Definitely can't trust it!


If I was bouncing to multiple countries regularly I would use an Expat insurance.

Good luck with AMIL!  I had them for 1 year.  At 6 months the raised our rates and at the end of the 1st year they raised our rates again.  I went from $2,000 USD for my wife and I and ended at at $5,200 USD and we never even got to use it!  We now have insurance out USA that is underwritten by Lloyds of London.  Cost for the 2 of us is about 10,000 USD per year and covers us both in the USA and Brazil.

Gotcha 184

Thanks.  As I said, we see Amil as the least bad of a list of bad choices.  Fortunately, my husband's a lot younger than I am:  I'm the cost driver, and once we pay for my coverage, his seems like practically a gimme.
Do providers in RN accept payment from your current plan?  If so, it could be interesting.
I love Manaus, and I love our life here, but a lot of the things you can take for granted in Coastal Brazil, and especially in the Center-South, just don't apply here.  It reminds me of offers in the US that say in the fine print at the bottom "not available in Alaska and Hawaii".  We're the Alaska and Hawaii of Brazil -- with the size of one, and the climate of the other.

Abthree,

I just now completed renewing my Azimuth medical insurance sent by my agent in Alabama who specializes in expat and international insurance.  I just turned 65 and have had this plan for a year.  The plan is a $2,500 annual deductible and is one of their higher plans.  The new cost for my new age bracket is $2,246 per quarter and it includes full dental and coverage for Brazil and the USA.  Yes it is expensive and some medical facilities in Brazil may or may not accept it and require some or all payment up front.  When I was in the State of Wisconsin in April I caught the real flu virus and that cascaded to other infections.  My bill ended up at just over $7,500.00 USD and Azimuth has paid all but $750.00.  The hospital never bothered us and just sent me the $750 bill 2 weeks ago.  Azimuth was a little slow but they got it done and never gave me a hassle.  I am now sending the renewal paperwork in for another year.

Well sorry I even went to this forum.

What was it exactly you didn't like?

Started to be personal between members and nothing to do with topic.

New topic