OsageArcher,
Thanks for the comprehensive reply. I hate to tell you how many years before your time in PR it was, but I left NYC in 1969 to teach at Sacred Heart in Santurce. I lived in the Condado, not far from the Condado Beach Hotel, which was the first place I stayed as a tourist before moving. I believe it was just after the time of Munoz Marin.
Of course, it's years later and I'm semi-retired with income aside from SS, as I operate an Internet-based business and have trust income. Now, however, it's kind of a doomsday scenario in the works, as I'm expecting the Trump-led Republicans to kill Medicare and maybe cut or kill SS. It goes without saying that the unforeseen is rather disturbing.
So, I actually looking at the north coast, Barranquilla, Santa Marta, Cartegena area. I like it hot, not the mountains, and I'd prefer to be close to the US consulate. I'd also like it smallish, rather than bustling. I live in Tucson now. By the way, I speak, read and write Spanish and would have no trouble conducting business in a second language. Also, after many years in Mexico, I've learned to read body language, as well.
Again, thanks for the reply.
DM