The Philippines can be a difficult place for a foreigner to live, I have been here for over ten years and am still not used to it. I arrived here by accident and stayed, now I will never leave. I am married to a filipina and have two children. I could not find a better wife anywhere, she is caring, loving and a good person, many filipinas are not. They say the biggest export from the Philippines is it's girls and that may be true but ex-pats beware they are not all good. When you take one as a wife or girlfriend you are taking her whole family, they will bleed you dry, they will take from you until you have nothing left, your filipina will tell you she is a virgin but she has a filipino husband and children, he will encourage her to continue her relationship with you until she has all of your money. She will not be happy until you take her to live overseas in your country, when she has been there two years and has permanent residency she may leave you for someone else because she doesn't need you any more. I may be painting a bleak picture but this all comes from my experience of seeing friends who have had their lives ruined and their savings whittled away by filipinas. I have friends who are on their 3rd or 4th filipina, they take them to their country and after two years she will leave him and he will come back here to find another one, there are plenty to chose from,beautiful girls who's only ambition is to leave the Philippines for a life overseas, they don't care what you look like, how old or fat or ugly you are, the older the better, they don't have to wait so long for their inheritance.
I am lucky, I have an amazing wife who is beautiful, loyal and trustworthy, yes I took her from poverty and gave her a good life and I will always take care of her, she knows that but all around me I see the debris of shattered relationships, sad foreigners looking for love with a filipina, they just have to be selective and find the right one.
Having said all that, this can be a wonderful place to live, the lack of any kind of rules is appealing to me. You can live your life carefree with the knowledge that you can drive your car without any kind of regulations if you are silly enough you can drink as much as you want and drive your car but if you have an accident it will be expensive, there are no social rules, there are laws but they are never adhered to or policed in any way. This has not led to anarchy, people live happily together with very little crime.
It is a cheap place to live and a foreign pension goes a long way. The people are difficult for me to get used to, the rudeness is unpleasant but only because we are used to different standards, for them it is normal to urinate anywhere without a care of who can see them or push to the front of a queue. I would not want to live anywhere else.