Hi..i left ksa in 2012 because i was terminated by the ministry of health due to saudization..i had unpaid bank laon but my hospital was able to get me final exit visa..so i left without any problem..and on the same year i was able to return in ksa with a new employer..i was able to have my new iqama,open bank account,and i even have as ceedit card i even had my vacation twice without any problem..but i receive an fb mesej from a collecting agency in the philippines asking me to communicate with them to settle my accounts if not they will seek legal action..but before i left ksa on final exit visa my employer told me it will be paid by the insurance company as i was terminated because of saudization which is a government program...