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US Health Coverage for my Wife

Last activity 08 January 2023 by sprealestatebroker

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sjpetzold

Hello everyone. I have to think someone else on this page has come across this situation. Please weigh in if you have any thoughts:




My Brazilian wife has her US Green Card and maintains all her health insurance in Brazil due to the cost and excellence of care. She has been in the US for a while with trips back to Brazil for various business matters and health appointments. We would like to get her some type of insurance coverage in case a medical emergency arises  while she is in the US. I am retired and on Medicare here in the US, so she can't get coverage through me. The premiums for medical care on the marketplace are really pricy considering she really only wants emergency coverage.




Has anyone else run into this? Thoughts?




Thanks so much!




Sara

sprealestatebroker

if you reside in  a Commonwealth State, and you have no property under your name, then you should be able to get her taken care on emergencies. 


You can take your property and transfer to an LLC. Can't have anything under your name, or they will go after your holdings for recourse.


Commonwealth States meant by....  Massachusetts, New York, Virginia, maybe California. There might be others.   


Hospitals in some states pool in deferred money ( I think it goes like 1% of gross billings towards the indigent pool ), which is used to treat these cases, so they don't incur in any denial of service liability lawsuit.


It also helps to have bare coverage ( the OIbama Care plans ).,

abthree

01/05/23  @sjpetzold. US Health Coverage


Hi, Sara,


Have her check out the information and links on this site:


https://www.benefits.gov/benefit/6173


A Bronze Plan under the Affordable Care Act may be the kind of coverage she wants at a cost that works in her budget.

sjpetzold

Thanks for your thoughts on this. We have looked into affordable care plans but the least costly of these is still around $300+ per month which we kind of feel is a little much since she has such good coverage in Brazil. We are now looking into "Visitors Insurance" which is kind of like travel insurance but is available to green card holders.

sprealestatebroker

Thanks for your thoughts on this. We have looked into affordable care plans but the least costly of these is still around $300+ per month which we kind of feel is a little much since she has such good coverage in Brazil. We are now looking into "Visitors Insurance" which is kind of like travel insurance but is available to green card holders.
-@sjpetzold

Try collecting your claims  on those...  That's a big hurdle. 

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