I do not want to mention the providers, however credit card providers in the past in the Netherlands gave quite a good credit interest on your positive (I will try to maintain). Over the years this decreased, but this is fine.
Moving to the UK was no problem, moving to Luxembourg also no problem and the first 4 years in Hungary also no problem. Having worked in finances I know Hungary could pose a problem (it became). I used my credit card account as a bank account for some years, but it was cancelled after the years mentioned (Where I am shocked, Hungary is part of Schengen and part of all of the banking systems)
Not fine at all to me, I was a customer for more then 20 years (!!)
It tool for them to take more then a year (!!!!) to ask where the balance should be transferred to?
I complied, BUT!!
In Turkey for my Luxemburgish bank I am confronted with a similar item (living in Turkey), where to send my money towards to.
Compliance and rules I suppose (even if 20+ years of being a client)
Good that in the Netherlands you have a rule you are entitled to a local bank account if you are Dutch. Still I trust Luxembourg (balance) banks more.
Still not nice to be called that one lives in a suspicisous country (I am Dutch (Schengen)) and no real tax issues with Schengen.
Lets see, but I am not optimitic, my history in Hungary waw not very positive. (sad really)