Wasn't sure where to post this. Health care related. I have relatives in the Philippines who self-insure themselves with health care. Works out just fine for them. Being a senior also buys you at least 20% off your bill just about with anything. I have looked into health insurance with Philippine carriers but it's not any cheaper than US carriers. Plus, there are too many stipulations. And coverage is not as good. All agents are after is commission. A large chunk of your premiums go to them. Which is the general rule in any insurance scheme in the Philippines.
I know a US citizen who is insured with GeoBlue. It's a US based company that covers medical and Rx when you are abroad for extended periods. They are pretty happy with them. It does not cost any less but the coverage is good. Plus it covers you when you are back in the US for a short period.