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UNPAID CREDIT CARD

WHAT IS THE LAW ABOUT THE UNPAID CREDIT CARD WITH LONG OVERDUE. WHAT IS THE LEGAL POSITION? CAN THE BANK MAKE CASE AGAINST YOU?

PLEASE ADVICE.... MY FRIEND WAS SUFFERING AND THE BANK HARRASING HIM ON THIS MATTER.

Yes the bank can make a case against him.
As he accrued the debt, under the terms and conditions of his credit card contract with the bank, he is obligated to repay the debt.

He could approach the bank and see if he can work out repayment of the debt.

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