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Brits wanting to buy car in Florida. Insurance, licence issues?

Hello folks,

We're going to America for 6 months or maybe longer.
We already have a US bank account & debit & credit cards.

Questions:
1. Can a British person buy a car in America without having a US driving licence?
2. If we need a US driving licence, do we need to sit a US driving test?
3. Is it difficult to get car insurance in America as a Brit?
4. Can we get a car loan in America as Brits, in order to get / enhance our US credit rating?
(We don't need a loan - we were told it all helps our US credit rating. (Our UK one is excellent.))

Thank you in advance.
Marcus

You can buy anything.
You will need to satisfy requirements for registration.
Insurance will be cheaper with FL DL. Again - you have to satisfy DMV requirements. Check the site of FL DMV department of motor vehicles for details.
Unless you have a Social Security Number a loan will not build US credit.

That's very helpful. Thank you!

Beware of flooded vehicles sold by individual owners.
Also if the car does not have Florida license plates you might have to pay an impact fee of no less than $100.

OK thanks!

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