Here is a sample PR budget, these are safe numbers for me, my electricity is high because I will have a pool, my water is higher also due to the pool and my medical is higher because the wife is not yet to the age that she can get medicare. So these are starting numbers, adjust to your situation.
Category Monthly YEARLY
Car Payment $0.00 $0.00
Car Insurance $45.00 $540.00
Entertainment $150.00 $1,800.00
Groceries $500.00 $6,000.00
Mortgage $0.00 $0.00
Property Tax $67.00 $804.00
Home Insurance $30.00 $360.00
Medical $500.00 $6,000.00
Pharmacy $50.00 $600.00
Electricity $150.00 $1,800.00
Water $70.00 $840.00
Propane $20.00 $240.00
Gasoline $120.00 $1,440.00
Cable/Internet $90.00 $1,080.00
Cell Phone $100.00 $1,200.00
Other $50.00 $600.00
Total Expenses $1942 $23,304.00