I need a prepaid credit card I can top UK in sterling in the uk

Hi, I'm Frank and as you guess I'm from England. I have a beautiful girlfriend and we are getting married next year however what I really need is a prepaid credit card I can top up hear in the UK with sterling, I look forward to hearing from British expats and any advise is most helpful. Thank you

Hi Frank,
I'm a Brit also, I use my Barclaycard here with no problems at all and pay it from my UK bank account as usual.  Not sure what your problem is ?

I need a prepaid card for my girlfriend as she has never had the luxury of having a bank account.

To be honest, it would be easier to set up a bank account here for her.

We tried, not that easy.

Really? I opened mine through my wife with PNB no problem.

Is this the sort of thing you are looking for?     https://www.travelex.co.uk/travel-money-card

Hi Frank,  have you seen the Revolut card?
They give the best rates I've seen for ATM withdrawal and card purchase.
You manage the card with an app on your phone.
I too have a girlfriend who isn't used to having a bank account. With Revolut I ordered a second card for £6 and have given it to her. I can set a spending limit on it and even disable it from the phone app.
I just top up when needed using a debit card from my UK bank account.
For me it's the perfect solution.

Thanks everyone, the revolut card looks good

Hi Frank

I've been using Coins.ph to send money to the Philippines. No need for bank accounts and the transfer is quick and almost free. By using a phone app and the Cardless ATM Payout option you can get Cash-out from 450 participating ATMs nationwide, I believe they have an agreement with Security Bank for cardless withdrawals. No cards or bank accounts needed. In addition, the app can be used to pay bills, get load and remit funds.

https://www.youtube.com/watch?time_cont … QU4RQFyryM


Hi robberg

Your saying I can top this up in sterling from my UK bank account and send it to my gf?

Frank, you can't  deposit funds directly from your account. I'm afraid this system works with a new technology called "blockchain". It is meant to benefit people that would not otherwise be able to get a bank account. It is safe and very secure.
You'd have to get a digital wallet and fund it with bitcoin in the UK, then transfer the BTC to Coins.ph, and you can do it in pesos seamlessly. For some reason in the Philippines you can just add cash to Coins.ph at a local 7/11 but if you are overseas it's little different, you have to use BTC.
In any case, getting a bitcoin wallet is extremely simple and buying bitcoin is just as easy as transferring funds from one account to another.
I personally use Coinbase in Australia for my BTC purchases. I've been very happy with them, however, the Telegraph article below might give you other alternatives more suited to the UK.

http://www.telegraph.co.uk/technology/0 … itcoin-uk/

In addition, if you don't want to take advantage of the blockchain, you can always use a Paymaya virtual Visa card and fund it with PayPal. The recipient would have to get a prepaid Paymaya Visa card, register it as virtual card. Then,  create a PayPal account for “freelancers” (https://www.paypal.com/ph/webapps/mpp/freelancer),  choose “Receive payments with PayPal” then transfer pesos from PayPal Philippines to Paymaya in order to make a cash withdrawal from any ATM - this process will take 2 to 4 business days and a withdrawal fee of Php 250.00.

You would have to  transfer funds from PayPal UK to PayPal Philippines  in order to make the money available in Paypal Philippines, and this  might take 2 to 4 days and plus a fee of about 250 pesos.


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