How much salary is enough in Ireland

Hoping you're all in great condition guys! I would like ask those who are living in Ireland specially in rural areas like Monaghan ( although I'm not really sure if that's really part of their rural) Is salary of €45k gross per annum enough for a family of 4 to live comfortably? Husband and wife plus 2 kids (2 yrs old and 8 yrs old). Do you think with that amount we can buy our basic needs and some of our wants like eating in restaurant and some toys for our kids? And can we still keep some savings from that? Thank you guys and Godbless you all!

My family has the same question. Hope we're able to get an answer. :-)


House in Middlelands area are cheap, including Monaghan.

If you already have a bit of savings, I would advise you look for buying straight forward over there as the houses are really cheaper than the big cities. You can get very decent detached house with 3~4 bedroom for under 200k€ sometimes. Your monthly payment will be surely lower than paying a big rent and that would probably make things easier in  terms of cost of living for the other stuff (foods, kids, outdoor plans).

Does the 45k is your income all combined or just yours ?

That makes  nearly 3100€ net per month without including  any  help you might be eligible to get.  In some areas in Cork they apparently manage  to handle it with a family of 3~4  so if in Cork it's manageable,  you can be quite confident that it will be in Monaghan as things are more expensive in Cork, Dublin and Galway than in Monaghan, that's for sure ^^

But wait for some other feedback just to make sure.

Best of luck.

Kind regards,

Portgas D. Ace


I think you can get by on 45k as portgas has mentioned but it also depends on what type of lifestyle you are use to and what your expectations are. I think if you are use to the simple things in life minimalist, no high expectations you can do ok. Childminding needs to be factored in and the cost of creche can be money zappers. It might be cheaper than in the city but very much part of your planning. The cost of car and insurance needs to be factored in as well. You  will need a car to get around with kids, bad weather etc. Housing cost include rent, heating etc. Not sure about eating out much.
I think you will have to run a tight budget given these factors but its doable.
all the best

New topic

Expatriate health insurance in Ireland

Free advice and quotation service to choose an expat health insurance in Ireland

Moving to Ireland

Find tips from professionals about moving to Ireland

Travel insurance in Ireland

Enjoy stress-free travel to Ireland

Flights to Ireland

Find the best prices for your flight tickets to Ireland