Car insurance Repair

Dear Forum Team

I have moved from Australia and was wondering if someone can explain to me how car insurance work and which ones are the best to get.

I am looking into a second hand car and what sort of insurance is available and what are the ones to avoid.

Also if someone can explain to me when i have an accident what happens and where does my car get repair? I have no knowledge on this and your help will be much appreciated. Had some problems in the past and really want to understands the rules before going ahead with anything

Thank you

Hi
Is your topic aimed at Reunion or Mauritius? It's just that I noticed your location is in Mauritius.

No I live in Reunion now, thank you advising,