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Where to retire???? American Citizen my husband is a British Citizen

We are looking for a warm place to retire having lived in the Northeast (Cape Cod MA) for the last 35 years. We need someplace where we will have health insurance (we are not sure if we will have National Health from my British husband since he has not paid in for 30 years) as we get older obviously this becomes a paramount consideration. We also need a nice climate - again as we age it becomes more important. We also need to be able to live off socoial security so we need to be able to live cheaply. We like a simple rural life & have always lived by the ocean. Please help with any information. Thank you in advance.
Amy & Denis

Look at the Dominican Republic.  We retired here 11 years ago

Bob K

What do you like about it? What nationality are you? Do you need citizenship? What about healthcare?

We are US citizens and have Dominican Residency and cedula (like an ID card).  To live here legally you do need to get your residency and this is easy to do.

For us is was a chance to retire early (cost of living here is about 60% of US).  We also liked the reduced pace calmer lifestyle.  Island life suited us.  We have been here for going on 11 years now full time.

Health care is ok in certain areas and we do carry an international insurance that allow us to be treated in the US and that is where we would head for serious problems.

Hope this helps

Bob K

OP might also consider Ecuador as a more viable option.

Probably if Healthcare is an issue South Florida is going to be our location the problem with that living off of Social Security will be difficult.  you can find decent Health Care in a lot of different locations like Mexico butt it's probably going to be in Spanish so that may not be the best idea. I had triple bypass five years ago so doing the expat thing is not something that's going to work for me given I need to stay close to Quality Healthcare in English

Have you checked out Puerto Rico? Lots of real estate bargains now due to poor economy and foreclosures. US banking and Post Office - huge advantage over Ecuador or Dominican.

puerto rice is an excellent idea....also the usvi

HELP.....Healthcare is very important to us as we get older. My husband is a U.K. Citizen but has lived in the states for 30 years. I am American. Does anyone have any experience with nhs in British overseas countries? Will we be eligible? Is it worth going to a U.K. Country? Does European countries take the nhs?  How does the britexit effect that? So many questions.....we would like to visit someplace this winter to check it out...not even sure where to go....Again climate is important as is culture. We enjoy a rural quiet lifestyle. Being able to walk to a village town center would be wonderful.

I do not know about NHS but if like medicare or Canadian insurance you will not be covered overseas.
What we did is obtain an international health policy that covers us anywhere in the world. You might want to look at going this route for insurance.

Bob K

http://www.medicaltourismresourceguide. … rt-surgery

Denis&Amy :

HELP.....Healthcare is very important to us as we get older. My husband is a U.K. Citizen but has lived in the states for 30 years. I am American. Does anyone have any experience with nhs in British overseas countries? Will we be eligible? Is it worth going to a U.K. Country? Does European countries take the nhs?  How does the britexit effect that? So many questions.....we would like to visit someplace this winter to check it out...not even sure where to go....Again climate is important as is culture. We enjoy a rural quiet lifestyle. Being able to walk to a village town center would be wonderful.

Hi Denis and Amy,

The UK NHS is available to all who live in the UK; this is free healthcare at the point of delivery, although you may have to pay for prescriptions; there is also some reciprocity with the rest of EU countries while travelling via the NHIC document.  Dentistry is in general not covered by the NHS; that said, there are some NHS dentists, but they are nowadays few and far between.

UK citizens in receipt of a UK old-age pension are currently entitled to the same Healthcare rights, in other EU countries, as the citizens of that country enjoy; this is done via an S1 document.  If your husband has ever worked in the UK and paid National Insurance, then he is probably entitled to some kind of pension here and you may qualify for the S1 form to use in one of the other EU countries.  To find out if your husband qualifies for a UK pension, follow this link.

If your husband has a UK passport, he has the right to live in the UK; I think you will need to apply for a "UK Marriage Visa" if you intend to live with him in the UK; this link will take you to the UK Government website that tells you about these.

With regards to Brexit; as of now, nothing has changed here.  Looking forward; who knows?  I would advise against making any decision based on conclusions posted on the Internet as in the main they are at best opinions and nothing more; fake news rules at the moment.

With regards of where to live.  If you're looking for a Southern California climate - forget it; nowhere here is like that.  We live in North Yorkshire (kind of in the middle of the UK landmass) in a village - it's nice, but if I had to describe the UK climate, it's 11 months of wind, rain, interspersed with 4 weeks of variable weather, with a couple of sunny days thrown in.  That said, my description is equally valid all over Northern Europe.  If you want Southern California, then southern Spain and Italy would be my choice.

Culture - I've lived all over the world, but I'm probably not the best to ask; I don't see culture anywhere, just old buildings, or art I just don't understand.

Hope this helps. :)

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