I'd welcome any advice about buying a house in the U.K. My husband has a permanent job with Durham University and we'll be moving in Dec. But we have been told that there is a long waiting period (anywhere between 3 months and 2years!!) before we are even eligible to apply for a mortgage. We will be putting a healthy down payment ((25 - 40%) down. Does it really take that long? What are your experiences and advise?