I applied for a Saudi Investment Bank credit card. It has been 5 months (which was extended by the usual teacher vacation).
I submitted the application, salary certificate and copy of my iqama.
Months go by and they asked me for another copy of my iqama. I turned that in. Then they wanted to know why I did not have salary in July and Aug. My certificate clearly states that I work for an education company. They wanted me to turn in a letter that explained why I ws not paid during those months.
Believe it or not, their process is slightly better than Riyad Bank. Be prepared for foot dragging when you apply for a credit card.