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Credit reporting agencies / bureaus in Vietnam.

Does anyone know if credit reporting agencies/bureaus operate in Vietnam -  e.g., Transunion, Chilton, etc.??   I had heard from a good source that they are rare outside the US and Canada.

This seem not available in Vietnam yet.

There are few articles talked about it as "trung tâm nghiên cứu tín dụng tư nhân",
but there is not service offered.

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