We all hear and read about how inexpensive Ecuador is to live as a retiree. "It's much, much cheaper than in the United States." That's really great marketing. I live in Quito. I carefully look at the prices. Wow! Look at the prices of rentals, food, clothing, shoes, taxis, household goods, just 'bout everything. Fast foods like KFC and McDs? Just as expensive. Decent apartment rentals are from $600-$2000+. Don't go to the mall supermarkets because the prices are the same and even higher than in the US. Thankfully, fruits and veggies are a bit cheaper. To save, you must use the marcatos, the open markets, to buy your food. Also, search out the small stalls/stores on the side streets for goods. STAY OUT or limit your use of the malls. Stay out or limit your use of the nice city restaurants, too. Very expensive. Do not buy any imported goods. Way too expensive. And -good- medical care here is expensive. (My recent ophthalmologist appointment with tests was nearly as expensive as it is in my hometown in a southern state, but I had Medicare to help me out there.) Granted, medicines, when they are available, are 25%-50% cheaper.) But there is -no- "free" medical care here for expats. You can buy medical insurance and the good insurance is expensive. Most assuredly, Quito is a very beautiful, clean, safe, and modern capital city. But my expenses here are not very different from my expenses in the rural south. And there, we have Wal-Marts. Bottom Line? If you come to Ecuador, be well-do-do in retirement funds or consider living outside of Quito. Maybe Cuenca or Loja. Other smaller places. So, I'm moving out of Quito to a smaller town shortly where my retirement dollar goes just a bit further. FINAL COMMENT: Do not come to Ecuador unless you speak CONVERSATIONAL Spanish. Spanish is the national language. Know it. Surprisingly, few speak English. My mistake. I've been making an effort to learn Spanish, but it's tough. Good luck.