Loans to Expats

Has anyone tried to apply for loans in Srilanka ?? If you are an expat you normally have a one or two year resident visa with may be renewed . Checked with my bank and they are willing to give me a loan but expect me to pay it back before the visa ends !!! So if they give me 5mil loan I have to pay back within 12 months !!! (my visa gets renewed every year). Have any of you had a similar situation or found a workaround???

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