Abu Dhabi: expected rise in health care expenses

Hello everyone,

Abu Dhabi's health system is expecting major changes to come. From now on, foreign nationals, as well as Abu Dhabi citizens, will have to pay more for private health care services as reported by local media. This was announced this week by the Health Authority of Abu Dhabi (Haad).

These changes apply to the Thiqa plan Abu Dhabi citizens and to Daman insurance's Abu Dhabi Basic Plan for expatriates seeking health care in private hospitals for themselves and their families. However, these changes do not apply to health care services provided in public hospitals.

Thiqa card holders will now have to pay 20% of fees charged by private hospitals. Previously, the plan fully covered all relating costs in private hospitals. 

As regards foreign nationals benefiting from the Abu Dhabi Basic Plan, they will have to pay up to 50% of their insurance policy if they are more than 40 years old. Nevertheless, it remains a flexible formula that can be negotiated between employees and their employers. Note that the Daman Basic Plan provides a coverage of Dhs 250 000 per person.

Local media also report that expatriates covered by the Abu Dhabi Basic Plan may also have to pay 50% of the amount charged for their dependents, that is their spouses and up to three less than 18 years old children. On the other hand, childbirth will be covered by a separate plan.

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