Insurance coverage in Nepal

Hello everyone,

Moving abroad requires adequate insurance coverage.

What type of insurance expatriates need the most in Nepal: health, house or liability insurance? All of them? Do they come as a package?

Are there other insurance options to consider like critical illness, damage or property insurance?

Is it better to purchase insurance from an expat insurance specialist or from a local insurance provider?

And what about insurance costs?

Tell us about your experience in Nepal.



people who intend to go to Nepal would be well advised to take out full insurance cover and protection before they go. Good advice is given by - search in google - The English point out that healthcare outside the capital and Pokhara is poor. They say travelers to Nepal should take out comprehensive medical coverage before they go. And they do not hide the fact that, according to them, emergency treatment for foreigners can turn out to be very expensive. Read the advice, because in their view, health care facilities, hygiene and sanitation in Government hospitals are of poor quality, particularly in the rural areas of Nepal.  According to this same official UK website, health services are poor by every international standard, and they go on to say that diseases and illnesses include: diarrhoea, goiter, intestinal parasites, leprosy, and tuberculosis, as being most common, they conclude.
Some of my friends from Europe have had some bad and costly experiences in the outer regions of Nepal, so better safe than sorry is the order of the day! Take out good medical coverage before you go.

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