Insurance coverage in Mozambique

Hello everyone,

Moving abroad requires adequate insurance coverage.

What type of insurance expatriates need the most in Mozambique: health, house or liability insurance? All of them? Do they come as a package?

Are there other insurance options to consider like critical illness, damage or property insurance?

Is it better to purchase insurance from an expat insurance specialist or from a local insurance provider?

And what about insurance costs?

Tell us about your experience in Mozambique.



I am from South Africa and use the car-net documents from AA to travel in Mozambique. Having a SA 4x4 truck, we use Santam car insurance in Moz.  We are paying in SA but have comprehensive covering in Moz.  Still have to do a monthly 3 party required in Moz.  Find this comfortable to know that we are covered during the time we are in Moz.

good morning Kenjee

I moved to Mozambique from the UK almost 17yrs ago.

Depending on your requirements. the local medical aid will pay your hospital/clinic bills upfront (small problems, dental glasses, hospitalization, evacuation if required, etc.)  the international schemes require you to pay and claim except for hospitalization where the clinics can call to arrange for them to send a guarantee of payment,(if they are able to phone international).

the other problem is if you have a serious accident and need an ambulance, the international companies will pay for this but it is how do you get an ambulance in the first place.

Stuart Lester

Moderated by Bhavna 4 months ago
Reason : Parts have been moderated. Please do not promote your services on the forum. Kindly register in the business directory : Health in Mozambique
We invite you to read the forum code of conduct
New topic

Questions and answers about Mozambique

Ask your question
Archery Ranges and Clubs in Maputo.
By Jess9204
New Member-Introduction
Moving to Maputo, Looking forward to meet some of you
By laure-petit
Packing list for Indian
By chaitu4u

Expatriate health insurance in Mozambique

Free advice and quotation service to choose an expat health insurance in Mozambique

Moving to Mozambique

Find tips from professionals about moving to Mozambique

Travel insurance in Mozambique

Enjoy a stress-free travel across Mozambique

Flights to Mozambique

Find the best prices for your flight tickets to Mozambique