So... do employer pension contributions just not exist in Malta?
And by that I don't mean the equivalent to UK National Insurance payments (by employee and employer) that lead to you getting a state pension. I mean where an employer will match (at least) the payment you make into a private pension scheme, the money is invested and you can get a private pension/lump sum etc later in life to add to your state pension income.
(Sorry if this is a basic description, I've never totally understood the whole pension thing :S )
I noticed in my draft contract that it mentioned 'other benefits' and enquired (via my recruitment agent) whether this included pension contributions, only to be told that they weren't sure and would need to check with the employer.
While waiting I've so far been sent links and generic info suggesting that private pension funds don't really exist for Maltese employees yet. Searching on the net finds some conflicting articles.
Does anyone out there work and pay into a private pension? Obviously I'd still be able to make personal contributions into a UK pension fund, but missing out on the employer contribution actually makes a big difference to the package I've been offered.
Any guidance would be much appreciated!