Hi, i would like some advice from a local in Xiamen. I have an apartment in Xiamen and have recently found a buyer. One of the terms that the buyer have suggested was that he can pay 70% of the property to us first and we give him the title of the property. After he gets the ownership of this property. He will go to the bank and refinance to borrow the remaining then pay the rest. Is this a normal way of doing things there? It would great to get some advice from a local there as i am from Australia.