Health Care

How much does local DR insurance cost per month please?

We pay about $40 a month

Bob K

It can range by company and policy fro about us 20 to over us 100

I offer two plans one is currently us 35 the other is us 48. Both include prescription and dental coverage.

Sounds great.  Is there a minimum period?  It is not our intention to live in DR but to stay between 3-6 months each year.  Thanks


No but usually a "waiting" period when you  first get the policy.  We have lots of friend here only for the winter and they have a DR policy.  You will need to pay the premiums year round.

Bob K

2 options guys.  either you apply every  year,  restart the  "events" waiting periods OR  you pay the premium for the whole year.

Paying for the year also  means you do not need to requalify for  coverage.   IF your health deteriorates you may not qualify or you may have exclusions.

And once you hit 65 you cannot apply for coverage, but if you have it in place it continues.

Well that blows me out.  I am over 65.  I guess I will go back to the UK and get a quote.  There they do it up to 87, albeit much more expensive.  Thanks anyway


Good luck

Bob K

Hi, just getting around to the healthcare coverage plan:-) is the amount you mentioned $35-40US for each person or for both husband and wife?  And this is per month correct? Can you pay it yearly? Also what is name of company you use? Is there more than one company to choose from?

My realtor have me the number for Universal (she's in Punta Cana, not sure if companies vary from city to city) but seemed no one spoke english and they just hung up...number could of been wrong.  Thanks!☺

We have Universal and it covers you anywhere in the DR. It has worked well for us and it runs us 3640RD a month (just had a price increase in January)  for the both of us (Just under $80).  It includes Dental but not meds.  You can add meds if you want at a cost.

Bob K

Great that sounds good. What about after we turn 65? I heard DR won't cover us once we reach that age because we have medicare back in the US, but DR won't except medicare correct? Which means we would have to fly home (or move back) if we get sick?? Hopefully I misunderstood😧

Also do you have to purchase vision separately?

Vision I believe is separate

As long as  you are insured by  a DR company before 65 it carries over past 65 (I am 66).  They just won't issue new policies if over 65

Bob K

Wow thats a releif. A friend of ours got a health ins quote for USVI St Croix at $646 for two people in patient and another $574 for out patient care PER MONTH! (vision and dental not included). We were interested to see what it was because St Croix is very nice and we would be able to communicate great (because we don't speak Spanish). But after hearing that... NO way, we will start learning Spanish😂. And a builder quoted them $250- $300 per sqft to build a home and $70,000-$90,000 to put pool in!!😧 We put in 3 pools living in Florida and never paid over $28,000 (12x24 size). Thanks for the info once again!!

I offer coverage via a group plan with Humano. Both plans have dental and prescription coverage included.  On  plan is about US 36 and the other is US 48 per person per month.  If you want more info send me a private message.

Universal is also a good company! There are several others but i would only work.with these two!

Thanks! I will definitely consider both when time gets closer...great info Planner and Bob!!😆

Good luck.  And we recently got a quote on a pool and deck for about 20K

Bob K

New topic

Questions and answers about the health system

Ask your question
Healthcare in Dominican Republic
By Julien
Health insurance for 2 month trip to Las Terrenas
By Italia1970
Richie from the mainland
Medication needed
By Richie from the mainland
Allergic Reaction to Bug Bites?
By DiMarsha
Zika Virus
By tappers

Expatriate health insurance in Dominican Republic

Free advice and quotation service to choose an expat health insurance in Dominican Republic

Moving to the Dominican Republic

Find tips from professionals about moving to the Dominican Republic

Travel insurance in Dominican Republic

Enjoy a stress-free travel across the Dominican Republic

Flights to the Dominican Republic

Find the best prices for your flight tickets to the Dominican Republic