so let me see if I understand all this ...my wife and I are both pensioners in the true sense of the word...we have lived in Malta for 4 years now and have our residency cards plus we have our S1 card from the DWP ....so far we have been in excellent health have no need to see a doctor or have a hospital visit ..we have been back to the UK once in all this time....but from what I gather from the above is that if we do go back for a holiday and one of us falls ill then that's just tough we will have to suffer as the NHS will refuse to see up or if we have an accident we will have to lie on the side of the road until by some miracle we will be made whole again ....also if on our return to Malta one of us has a life threatening illness that needs long term care then that's also tough as we won't get it nor the medicines to make us
well .because long term health care is not part of the RHA...I presume this is all a scam put about by medical insurance companies to get money out of us...which we neither have nor can afford .......so tell me again why did we come to live here ??