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What you can and cant do..and advice.

Bank accounts

Foreigners may open accounts here if they hold a KITAS or KITAP immigration document.
An account is easy enough to open, but the banks will ask for originals of various documents including KITAS/KITAP and your local ID card SKTT/KTP.
Check with the bank as the requested documents have a habit of changing from branch to branch.
Your ATM card is usually instant, but does have restrictions. It can be used with an ATM and for instore purcheses, but you can't use it for telephone or internet transactions.
BNI have a debit card with the 16 digit number available that takes around a week to make, but BCA keep telling me they have no such card and I must get a credit card for those types of transactions.

I've had very little trouble because I'm a foreigner, but one lady at one branch asks me for my passport for every transaction. She doesn't need it, but she still asks every time.
You'd thionk she'd remember after a couple of times, but she never does.

The most popular bank here seems to be BCA, a very good bank with a lot of branches and a lot of ATMs, but those tend to have long queues at busy times. I generally advise using them at quiet times, and a bit of forward thinking allows that.
They also have very good online banking that works very well from the internet or mobile phone app.
I've used both systems without the slightest problem.

BNI is another very good bank, but they have fewer branches and fewer ATMs, but generally shorter queues.
Mandiri is another big player, but I've only used them to pay my daughter's school fees so I can't comment on them as a bank, but their staff are clearly very professional.

More later

Clothes and shoe shopping in Indonesia

The larger cities all have western style shops so clothes and shoes are easy  to find for all but the largest of expats; the small towns present a problem, but one that is easy solved with a little knowledge.
Tailors and dressmakers are all over the place, varying wildly in quality and this is one of those occasions where size doesn't matter.
I've used many small tailors for made to measure shirts and been very pleased with the excellent results, but been equally disappointed with at least one larger posh looking place.
These guys will make anything in any size, meaning even a town with nothing as far as larger western sizes goes has everything you want.
The best way to find the good ones is simply ask a few people and they'll point you the right way.
Average waiting time for shirts has been just a few days, so pretty quick. With smaller shops, you can buy the material from the tailor/dressmaker or buy outside and ask them to make it up, but larger places will only work with material they sell.
Suits, dresses, skirts, trousers, anything you want in available in any size, and you'll be amazed at the very cheap prices in the smaller places. The very posh ones tend to charge very posh prices, but the quality at the best ones is pretty much Savile Row.

Shoes for most westerners are available in the cites, sandals are everywhere, but those of us with very large or wide feet can have a problem. My feet are unusually wide and I have serious issues finding shoes (I did in the UK as well), but some of the open back shoes will fit. Nine years in and I still haven't found a pair of laced shoes that fit me.
Large and wide fitting trainers are easier to find if you live in a city or larger towns.

I wish to keep this thread as clean as possible so, if you notice an error, want to add something, or feel something could use more detail, I would prefer you to send it by PM rather than post on the thread.

I will add posts and edit posts as thoughts come into my head or I see them in threads.

I hope this thread helps you and saves you much of the messing around so many new expats have to endure.

Welcome to beautiful Indonesia.



You'll find Indonesian officials require a lot of paperwork of all sorts to produce pretty much any sort of document, sometimes even asking for very old stuff as has happened to me on several occasions.

1 - Keep every bit of paperwork you ever get from anyone.
2 - Copy any paperwork you're given to pass on to any other office, even if you don't need it.
3 - Scan everything and keep copies on several disks to back them up. I also keep a copy of everything on my phone so I have it with me at all times - That can be handy from time to time, especially as you can bluetooth them to an official's computer and he can print them out.
4 - Keep at least one set of all the main documents in a folder and take them to every meeting where you think you might be asked for anything.
5 - Scan your passport and all immigration stamps and any permits (KITAS KITAP and so on).
5 - Keep copies of all police reports and scan them. These will only be needed in unusual times but I had that late last year and they were very handy.
6 -  Make colour copies of the required documents. You don't have too but they tend to be well received and that can help in difficult situations.

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