2013-05-22 07:41:04

Do foreign nationals need a health insurance on moving to Quebec? How do you apply for a health insurance card in Quebec? Find out in this article.

Foreign nationals moving to Quebec have to register with the Régie de l'Assurance Maladie on their arrival. Find all that you need to know about relating formalities in this article.

If you are the holder of a resident card, you will have to visit the RAMQ (Régie de l'Assurance Maladie) to apply for a health insurance card on your arrival in Quebec. This document, also called the “Carte Soleil”, gives you access to health care services covered by the health insurance plan. It has a credit card format and you must carry it with you at all times. Your health insurance card ensures you free access to national health services and allows the issue of prescriptions as listed under the prescription drug insurance plan.

Registering with the RAMQ

You will have to visit an office of the RAMQ to obtain the registration form. You may as well visit its website.

Some documents such as your permanent resident card or any other relevant ones that you received from the Canadian immigration authorities will be requested. You will also need your Quebec Selection Certificate (QSC) and a passport size identity photo. If you are from Denmark, Finland, France, Greece, Luxembourg, Norway, Portugal or Sweden, a certificate of affiliation with home home country's social security system will also be required. You will thus avoid the three month waiting period before your coverage begins in Quebec.

Thereafter, you will receive a letter with all the information regarding your coverage under the RAMQ. You will then receive your health insurance card. However, you will lose your privileges if you spend more than 183 days a year outside Canada.

Private insurance in Quebec

Some treatments are not covered like dental or orthopedic care and you will probably have to take out additional health care plan or private plan. Some employers provide their employees with additional health care benefits including dental care but it is not always the case. If your employer proposes to subscribe you to an insurance plan, make sure to verify all related conditions before signing the document.

If you are a tourist, a temporary resident or staying in Quebec with a Working Holiday Visa, you will have to subscribe to a private insurance plan.

 Useful links:

Régie Assurance Maladie du Québec – RAMQ www.ramq.gouv.qc.ca
Quebec Ministry of Health www.msss.gouv.qc.ca

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