Open a bank account in Germany


Opening a bank account in Germany is rather easy. Find out, in this article, how to proceed. 

Foreign nationals can easily open bank accounts in Germany. All they need to do is choose a bank on site and submit a valid passport and a residency certificate. An ATM card and/or a debit card ("EC-Karte" accepted in most shops and ATMs) will be delivered without difficulty. 

Credit cards

Credit cards are more difficult to obtain and are not widely accepted. 

Citizens from the EU-EEA can use their international credit card in most German shops with no commission or bank fees. However, bank fees may apply if you withdraw cash from ATMs. 

  Useful links: 

Dresdner Bank

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Member since 01 June 2008
Small earth, Mauritius
3 years ago

Can you use your Credit or Debit card if you\'re not from the EU-EEA?

7 years ago

hey, you can also open an account at a so called DIREKTBANK. the girokonto there is usually free of charge. check out for example.


See also

V.I.E, the International Internship Program in Germany: the most promising fields, conditions and procedures.
Student life in Germany: learn more about cultural and urban life, student housing, transports, leisure time and health care.
Find your first job in Germany: what about the economic situation? What are the most promising wages and fields of activity?

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